Saturday, October 31, 2009

4 Things You Should Do to Recover Your Denied Insurance Claim

If an insurance company has denied your claims do not relent and watch your benefits vanish, resort immediately to legal advocacy because you have a strong good chance to recover your denied insurance claim. You should know that insurance companies enrich themselves if they did not pay claims. Based on the strategy of McKinsey a consulting firm, the insurance companies has formulated and applied an aggressive deny... delay... and defend approach to keep away from paying claims popular known as "three Ds".

If you are a victim of this 3-Ds approach here are the 4 things you can do instantly to beat them.

1. Remember the details. Go back to memory lane to the beginning of the claim whether-death, property damage, injury, an accident....whatever is the actual cause of your loss. Put down all necessary information you can remember in writing

2. File everything. File all letters from the company and every copy of forms filled in respect to the transaction. Also you have to write the details of all the conversations you had with dates and names of persons you spoke with.

3. Make copies of official records. To be well equipped your forms, policy, reports, statements and explanation of benefits must be intact with their copies

4. Get an insurance attorney. An insurance attorney is very important to you for he will advice you on the legal aspect of your claims. Carryout his instructions strictly and do all he demanded of you.

In conclusion, it is your right to receive your insurance claim in as much as you did not default in any way. Therefore, no matter the strength of your opponent with a qualified insurance attorney and sufficient proof you will definitely recover your denied insurance claim.

S